Journal entry: 9th Feb 2026

Today, 9th February 2026, I offered my friend 3500 for a personal finance management consultation. The gag is, I have 210 shillings to my name. 

This month, my sister decided to cut off the allowance she had been sending me. I am not employed and there seems to be no prospect of any of my hundreds of applications being accepted and lastly, I have no clients. In fact, I don't know what I do. 

So I did this because one of my friends reached out concerning her struggle with personal finance management and I instantly thought of my other friend. She took up a centonomy class and graduated and mentioned sonething about consulting. She is shy and has a hard time maintaining a single train of thought let alone articulating said thoughts. So I offered to be her first client; target practice. Then I could refer her to my friend after we iron out the kinks and take off the training wheels. 

I have about 60k in my trading account and 2100 in mpesa which is supposed to be used for chama. Which is why I said I have 210 shillings. It is the amount of cash left for use because I try not to spend the money in the trading account as I genuinely want to grow it. Tomorrow I have a date so I will in fact be using that 210 shillings and it so happens to also be my chama remitting day so at the end of the day, I will genuinely be at 0.00

I set our consultation a week from today because my cousin is supposed to honor my invoice of 10k some time this week. In my view that  3500 is my investment in her confidence. I hope she can finally start to build on her sense of self worth which I think is lacking. 

There is no moral to this story. Just that today, 9th February 2026, I offered my friend 3500 for a personal finance management consultation with 210 to my name.